Terms of Use
Last Updated: July 5, 2025
Welcome to Tarnivo ("we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of our website located at tarnivo.pro (the "Site") and any services, content, features, or functionality offered through the Site (collectively, the "Services").
By accessing or using our Site and Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our Site or Services.
1. Acceptance of Terms
By registering for an account, participating in webinars, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy.
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on this page with an updated "Last Updated" date. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.
2. Eligibility
You must be at least 18 years of age to use our Services. By using the Services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
3. Account Registration and Security
3.1 Account Creation
To access certain features of our Services, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary to keep it accurate, current, and complete.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:
- Use a strong password and keep it confidential
- Notify us immediately of any unauthorized use of your account
- Not share your account credentials with third parties
- Be solely responsible for any activities or actions under your account
We are not liable for any loss or damage arising from your failure to maintain account security.
4. Use of Services
4.1 License Grant
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your personal or internal business purposes.
4.2 Acceptable Use
You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:
- Violate any applicable laws, regulations, or third-party rights
- Use the Services in any manner that could disable, overburden, damage, or impair our servers or networks
- Attempt to gain unauthorized access to any portion of the Services or any systems or networks connected to the Services
- Use any automated means, including robots, crawlers, or scrapers, to access the Services without our prior written permission
- Introduce viruses, malware, or other malicious code
- Interfere with or disrupt the integrity or performance of the Services
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Collect or harvest any personally identifiable information from the Services
- Use the Services for any commercial purpose without our prior written consent
- Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services without our express written permission
4.3 Webinar Participation
When participating in webinars or live sessions, you agree to:
- Conduct yourself professionally and respectfully toward instructors and other participants
- Not record, reproduce, or distribute webinar content without authorization
- Not disrupt sessions through spam, harassment, or inappropriate behavior
- Comply with any additional rules or guidelines provided by webinar hosts
5. Intellectual Property Rights
5.1 Our Content
All content, materials, features, and functionality available through the Services, including but not limited to text, graphics, logos, images, videos, audio, software, and course materials (collectively, "Our Content"), are owned by Tarnivo or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not modify, reproduce, distribute, create derivative works of, publicly display, republish, download, store, or transmit any of Our Content except as expressly permitted by these Terms.
5.2 User Content
You may have the opportunity to submit, post, or transmit content through the Services, including comments, questions, feedback, or other materials ("User Content"). You retain ownership of your User Content, but by submitting User Content, you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with operating and providing the Services.
You represent and warrant that:
- You own or have the necessary rights to submit your User Content
- Your User Content does not infringe any third-party rights
- Your User Content complies with these Terms and applicable laws
We reserve the right to remove any User Content that violates these Terms or that we find objectionable in our sole discretion.
5.3 Trademarks
Tarnivo and our logo are trademarks or registered trademarks of Tarnivo. You may not use these trademarks without our prior written consent.
6. Payment and Subscriptions
6.1 Fees
Certain aspects of our Services may require payment of fees. All fees are stated in the applicable currency and are non-refundable except as expressly stated in these Terms or required by law.
6.2 Payment Processing
Payments are processed through third-party payment processors. By providing payment information, you authorize us to charge the applicable fees to your designated payment method. You are responsible for maintaining valid payment information.
6.3 Subscriptions and Renewals
If you purchase a subscription, it will automatically renew at the end of each subscription period unless you cancel before the renewal date. You will be charged the then-current subscription fee upon each renewal.
6.4 Cancellation
You may cancel your subscription at any time through your account settings or by contacting us at [email protected]. Cancellations will take effect at the end of your current billing period, and you will retain access to the Services until that time.
6.5 Refund Policy
Refunds are generally not provided except in cases where we fail to deliver the Services as described. Refund requests must be submitted within 14 days of purchase and will be evaluated on a case-by-case basis.
7. Third-Party Links and Services
Our Services may contain links to third-party websites, applications, or services that are not owned or controlled by Tarnivo. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
You acknowledge and agree that we are not responsible or liable for any damage or loss caused by or in connection with your use of any third-party content, goods, or services available through such websites or services.
We strongly advise you to read the terms and privacy policies of any third-party websites or services that you visit.
8. Disclaimer of Warranties
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.
WE DO NOT WARRANT THAT:
- THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE
- THE RESULTS OBTAINED FROM USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE
- ANY ERRORS IN THE SERVICES WILL BE CORRECTED
- THE SERVICES WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH MATERIAL.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TARNIVO, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES
- ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES
- ANY CONTENT OBTAINED FROM THE SERVICES
- UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TO US IN THE TWELVE MONTHS PRIOR TO THE CLAIM, OR ONE HUNDRED DOLLARS, WHICHEVER IS GREATER.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
10. Indemnification
You agree to defend, indemnify, and hold harmless Tarnivo and its affiliates, directors, officers, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
- Your violation of these Terms
- Your use of the Services
- Your User Content
- Your violation of any rights of another party
- Your violation of any applicable laws or regulations
11. Termination
11.1 Termination by You
You may terminate your account at any time by contacting us at [email protected] or through your account settings.
11.2 Termination by Us
We reserve the right to suspend or terminate your access to the Services at any time, with or without cause, and with or without notice, including if:
- You breach these Terms
- We are required to do so by law
- We decide to discontinue the Services or any part thereof
- Your conduct is harmful to other users, us, or third parties
11.3 Effect of Termination
Upon termination, your right to use the Services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability.
12. Governing Law and Dispute Resolution
12.1 Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Tarnivo operates, without regard to its conflict of law provisions.
12.2 Dispute Resolution
Any dispute arising out of or relating to these Terms or the Services shall be resolved through good faith negotiations between the parties. If the parties cannot resolve the dispute through negotiation, the dispute shall be submitted to binding arbitration or resolved in the courts of competent jurisdiction.
13. General Provisions
13.1 Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Tarnivo regarding the use of the Services and supersede all prior agreements and understandings, whether written or oral.
13.2 Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.
13.3 Waiver
No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.
13.4 Assignment
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign these Terms without restriction. Any attempted assignment in violation of this provision shall be null and void.
13.5 No Third-Party Beneficiaries
These Terms do not create any third-party beneficiary rights.
13.6 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, network infrastructure failures, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
13.7 Notice
We may provide notices to you via email to the address associated with your account or by posting notices on the Site. You are responsible for keeping your email address current. Notices sent by email will be deemed received within 24 hours of sending unless we receive notice that the email was not delivered.
14. Contact Information
If you have any questions about these Terms of Use, please contact us:
Tarnivo
8 Gazelle Ave, Randjespark, Midrand, 1685, South Africa
Phone: +27 82 533 4545
Email: [email protected]
By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.